Question

Cite examples depicting that you were a victim of following cyber crime. Also, cite provisions in IT Act to deal with such a cyber crime.

a) Identity theft

b) Credit card account theft

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Answer

Examples of Cyber Crime Victimization and IT Act Provisions

a) Identity Theft

Example:Imagine receiving a notification from your bank regarding a newly opened account in your name. You never initiated this, but someone used your personal details to open the account and perform illegal transactions. As a result, your credibility and financial standing are compromised.

IT Act Provisions:

  • Section 66C: It specifically addresses the issue of identity theft, defining it as fraudulently or dishonestly making use of the electronic signature, password or any other unique identification feature of any other person.

  • Punishment: Up to 3 years of imprisonment and/or a fine of up to ₹1 lakh.

b) Credit Card Account Theft

Example:Consider discovering unauthorized transactions on your credit card statement. Upon investigation, you realize a cybercriminal gained access to your credit card details and used them for fraudulent purchases, resulting in financial loss for you.

IT Act Provisions:

  • Section 66: It deals with hacking and similar cyber crimes, stating that if any person, dishonestly or fraudulently, does any act referred to in section 43 (including data theft), they will be liable.

  • Section 66C & Section 66D: Related to identity theft and impersonation. Using someone else's, or fabricating a false, credit card identity falls under these sections.

  • Punishment: Up to 3 years of imprisonment and/or a fine. Additionally, for cheating by personation (66D), the punishment is also up to 3 years and/or a fine of up to ₹1 lakh.


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